No-Cost EMI
Where a hospital or lender offers it, you can spread your treatment cost over monthly instalments. Work out what those instalments would be before you commit.
EMI is offered by the bank or NBFC. Go Surgery is not a lender. Eligibility and terms are decided by the lender.
How no-cost EMI helps
No lump-sum payment
Spread your treatment cost over monthly instalments instead of paying the full amount upfront.
Terms are set by the lender
Whether an EMI is really no-cost depends on the lender's terms. Ask for them in writing before you agree.
Simple paperwork
Our team helps you complete the EMI application alongside your appointment request — no separate loan office visit.
Flexible tenure
Choose a repayment period that fits your budget, confirmed with you before you commit to anything.
What you'll need
- A credit card issued by a participating bank, or eligibility for an EMI plan through an NBFC that offers it
- Treatment cost within the minimum amount required for EMI conversion (confirmed for your specific procedure)
- Valid government-issued photo ID for verification
Frequently asked questions
Who is eligible for no-cost EMI?
Eligibility depends on your bank's or lender's own credit checks — we'll confirm what tenure and terms you qualify for once your treatment is finalised.
Are there any hidden charges?
Charges are set by the lender or hospital and confirmed in writing before you agree.
What documents do I need?
A valid photo ID and your card/lender details. We'll guide you through the exact paperwork when you apply.
Can I use this alongside insurance?
Yes — EMI can be used to cover any portion of the cost not covered by insurance, such as a co-pay or non-covered items.
Talk to us about EMI
We'll confirm your exact eligibility and tenure once your treatment is finalised.
Request Appointment